Thank you for visiting www.scfs-california.com. I know you’ll find the services offered here helpful and convenient and our loan programs very competitive. It is my goal to help you thoroughly understand today’s very complex mortgage marketplace, so you can quickly and easily find the loan that meets your objectives and fits into your lifestyle.
As a professional in the mortgage industry for the past 20 years, I’ve built my reputation on providing outstanding service to my clients. This means that you can count on me to always look out for your best interests and keep you informed throughout every step of the loan process. Please don’t hesitate to call if you have questions about the information you find here on our web site.
Enjoy your visit,
Sharon Cohen
Mission Statement:
SCFS specializes in By Referral Only Marketing. This means that we strive to exceed our client’s expectations and they in turn refer their family, friends, business associates and people that they know and like to us, the professionals they respect and trust.
Our policy is to always maintain the highest level of integrity throughout the entire loan process, to be available to answer any and all questions, to make you, our customer, and the most important person in the real estate transaction and to make this stressful escrow process a smooth and pleasant experience for all parties involved. It is our intent to build life-long relationships one client at a time and, to be able to meet all of your mortgage financing and real estate needs.
About SCFS
Founded in 1994, SCFS has built strong reputation as an outstanding mortgage brokerage firm serving the lending needs of the real estate professionals, builders, individual home buyer’s, and investors throughout California. We’re a full service mortgage brokerage specializing in residential lending. We handle first and second mortgages, equity lines of credit, purchase loans and refinancing for 1-4 unit owner occupied, second home or investment properties. We also specialize in first time home buyer programs, difficult credit cases, no-income qualifying loans, and 100% financing. We can also assist you with out of state loans, construction lending and financing of commercial properties.
We have automated underwriting systems that can provide you a loan approval within minutes.
Our courteous and knowledgeable processing staff can walk you through the loan process from start to finish and we are always available to answer your questions. But that is just the beginning of our service. Throughout the lending process we provide regular loan progress updates to our clients via email or you can log on to our website 24 hours a day to check on your loan status.
