My New Blog

I just wanted to drop you all a line to wish you a happy Thanksgiving. I am particularly thankful this year as I was diagnosed with endometrial cancer a couple of months ago. I underwent a full hysterectomy and have been told that I am now 100% cancer free! So thanksgiving has special significance for me this year.

Now for a bit of business:

You've no doubt heard or seen the headlines about adjustable rates loans and the fact that up to 2 million homes could be going into foreclosure, and millions more will be impacted by payment recasting - between now and the next 18 months.  I'm concerned about those homeowners with a mortgage like the type described above. According to  a recent poll, 1 out of 3 homeowners have no idea what type of adjustable loan they have. Normally, under better market conditions that might be okay. But with the current market conditions and daily loan underwriting guideline changes, it's imperative you and or anyone know be aware of exactly what kind of loan you have. Even more importantly, when and if that loan will Recast with devastating payment increases!

I've set aside time on my calendar over the next two weeks to offer a free mortgage analysis and review. Their may be nothing to be concerned about. But if there is a risk that your mortgage payment could suddenly rise( and sharply), you should be prepared and have the information you need to make an informed decision. Reviewing you home loan now, will give the time you need to avoid an unexpected payment recasting and possibly avoid other more serious financial challenges down the road. Please tell your friends, family and business associates to have their mortgages reviewed as well. Call me today at (818) 783-7381 for your free mortgage review.

If you are going out of town for Thanksgiving, have a safe trip. I am driving to Sacramento where my father and stepmother have relocated. They just moved into an independent living facility at age 89(good genes).